Emburse Assurance Overview for Emburse Spend

What Emburse Assurance Does

Emburse Assurance uses AI-powered checks to help your organization identify potential compliance risks in expenses and receipts.

Unlike standard policy rules, which rely on required fields and static thresholds, Emburse Assurance can detect patterns and risks that are difficult to capture through traditional configuration alone. Examples include receipt irregularities, unusual spending amounts, or vendor concerns.

Your organization controls which Emburse Assurance checks are enabled and where they run in the workflow.

How Administrators Enable Emburse Assurance

Emburse Assurance is not enabled by default. To enable Emburse Assurance, submit a demo request or contact your Emburse Spend representative.

Once Emburse Assurance is enabled, your organization can configure which checks run on the Expense Policies page. Available checks and behavior may vary depending on your organization’s policy configuration.

How Emburse Assurance Works

Emburse Assurance runs at multiple points in the expense lifecycle to help users identify and resolve issues early.

1. Proactive Alerts (Mobile)

Audience: Users

When It Runs: During receipt capture, when a user uploads a receipt to the Receipt Gallery or attaches a receipt to an expense (on web or in the mobile app)

What Users See:

  • A push notification for missing itemization when a receipt is uploaded to the Receipt Gallery
  • An in-app alert when a receipt is attached to an expense

What Users Should Do:

  1. Review the alert details.
  2. Upload a complete, itemized receipt or add a comment upon submission to provide context.
Mobile push notification showing missing itemization alert for a receipt upload.

2. Pre-Submission Review

Audience: Users

When It Runs: When the user selects Submit

What Users See: A modal titled Potential Issues to Review that lists all triggered checks

What Users Should Do:

  1. Review each flagged issue.
  2. Select Return to Edit or provide a required explanation for each item to proceed with submission.
Potential Issues to Review modal displaying flagged expense issues and required explanations before submission.
Known Limitations for Pre-Submission Checks

Pre-submission checks do not run in the following scenarios:

  • Split Expenses: Pre-submission checks are not triggered when an expense is split.
  • Additional Receipts After Submission: Adding a second receipt to an already submitted expense does not trigger the pre-submission review modal.
    • To trigger checks, the user must edit the expense and select Save.

3. Post-Submission Review

Audience: Users and Approvers (Managers and Admins)

When It Runs: After the expense is submitted

What Users and Approvers See: A yellow Warning box in the expense detail view

What Approvers Should Do: Review the warning details and the submitter’s comments, then approve or return the expense based on policy and judgment.

Expense detail view with yellow warning box highlighting an Emburse Assurance check after submission.

How the Yellow Warning Works

When an Emburse Assurance check is triggered after submission, the system displays a yellow Warning box in the expense detail view.

The yellow Warning box:

  • Identifies the triggered Emburse Assurance check
  • Appears to approvers and may also appear to submitters, depending on the check type
  • Distinguishes AI-generated guidance from standard policy messaging via the purple shield icon

What Approvers See

Approvers see both pre-submission and post-submission Emburse Assurance results in the yellow Warning box during review.

User responses to pre-submission checks are recorded in the Activity Log on the Expense Details view to provide additional context for flagged issues.

Approvers can:

  • Review the triggered check details.
  • Read the submitter’s responses in the Activity Log.
  • Approve or return the expense based on policy and judgment.

Emburse Assurance Checks Available in Emburse Spend

Your organization’s policy configuration determines which of these checks are enabled.

Emburse Assurance Check

When It Runs

How It Appears

What It Checks

What It Means for Users

What It Means for Approvers

Non-Itemized Receipt Check Mobile, pre-submission, post-submission Push notification, pre-submission review modal, expense detail warning box Detects missing line-item detail on qualifying meal receipts Attach an itemized receipt or provide required context Request documentation before approval
Fake Receipt Detection Post-submission Expense detail warning box Detects signs that a receipt may be forged, altered, or suspicious Provide additional context if requested Review closely and follow escalation procedures if needed
Alcohol Detection Pre-submission and post-submission Pre-submission review modal, expense detail warning box Scans receipt line items to detect alcohol and calculate spend Provide justification if required by policy Confirm alcohol policy compliance
Vendor Legitimacy Verification Post-submission Expense detail warning box Flags vendors that may be suspicious or cannot be validated through public sources Confirm business purpose if prompted Request clarification or documentation
Unusual Amount or Price Anomaly Post-submission Expense detail warning box Flags amounts that appear unusual based on merchant, category, or location patterns Confirm accuracy and provide context Validate business purpose and policy alignment
Excessive Tip Anomaly Pre-submission and post-submission Pre-submission review modal, expense detail warning box Flags tips that exceed 25% of the transaction total Correct the tip or provide justification Validate tip compliance before approval

How Users Benefit from Emburse Assurance

Emburse Assurance helps you:

  • Identify receipt and expense issues earlier
  • Reduce back-and-forth with approvers
  • Submit more complete and policy-aligned expenses

When issues are addressed before submission, expenses move through review more efficiently.

How Approvers Benefit from Emburse Assurance

Emburse Assurance helps approvers:

  • Focus review time on higher-risk submissions
  • Identify patterns that may require additional scrutiny
  • Maintain consistent compliance standards

Emburse Assurance does not replace your organization’s policies or approval workflows. It provides additional insight to support informed decision-making.

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