Manage Your Emburse Cards Funding Source and Balance in Emburse Spend

Emburse Spend Admins may establish a single card funding source for Emburse Cards and manage their Emburse Cards funding balance directly within Emburse Spend.

You will need to ensure that you have already connected your Emburse Card program before you start to add an Emburse Card Funding Account. See Connecting a Corporate Card Program for details.

If you have ACH Fraud Protection enabled on your account, it is crucial to give your bank the following ACH IDs. These IDs will ensure that Emburse Cards are approved to withdraw or deposit funds from your bank account. By providing these codes to your bank, you can avoid any transfer failures caused by Emburse Cards not being authorized to complete transactions.

• 1800948598
• 7270465600
• 3270465600
• 2270465600
• 4270465600
• WFMSTRIPE1

Add an Emburse Card Funding Account

Once you have connected your Emburse Card program, and provided the ACH whitelist IDs to your bank, follow these steps to add an Emburse Cards funding source in Spend.

1. Click + Add Emburse Card Funding Account on the Admin dashboard

   

   Or click Add Funding Source under the Emburse Cards Active Balance tile. 

   

2. Link a bank account that will fund any Emburse Card expenses, and verify the funding source. Admins verifying a funding account will be required to manually initiate a few micro-deposits before they are able to start transferring funds.

   

   Instant Verification can be handled via Plaid depending on the funding account’s origin.

3. Manually Manage Transfers to fund Cards.

   

Once the bank account is verified and a transfer of funds is initiated, you may begin issuing Emburse Cards in Emburse Spend.

View and Manage Your Emburse Cards Funding Balance

On the Bank Accounts screen in Company Settings, you can view your Card Funding bank account and your Reimbursement bank account.

To add to your funding balance, click Manage Transfer.

A Transfers window appears. From here, Admins can manually initiate a Transfer, or set a Minimum Balance that will automatically replenish.  

To set a minimum balance, select an amount, and schedule when funds will replenish. Click Update Settings to finish. Or click +Transfer to manually transfer funds. 

Your new balance will appear in your Emburse Cards Active Balance..

How long until funds are available?

Transfers typically take between 0.5 to 1 full business day to transfer. If the transfer is made before 1 PM PT, it will be transferred into the account around 5 PM PT that same day (except Fridays, where they will be transferred in on Sunday or Monday depending on when you transferred it on Friday).

Transfer Schedule

Please see this chart below for when funds can be available if you have a Visa account. The times are in PT.

The table maps each hour (0–23 PT) by day of the week to the 5 PM PT delivery window when transferred funds become available. As a text equivalent of the table: a transfer initiated before 1 PM PT on a business day becomes available at 5 PM PT that same day; a transfer initiated at or after 1 PM PT becomes available at 5 PM PT on the next business day; and a transfer initiated on Friday after the cutoff becomes available on Sunday or Monday, depending on the time it was initiated.

Banking Holidays

Emburse Cards do not process transfers on banking holidays. Transfers will be delayed one business day.