Overview
Emburse is transitioning all Emburse Cards accounts to issue Mastercard Small Business Cards.
This change affects all physical and virtual cards on your account and requires action to avoid service interruption.
Starting on January 14, 2026, new cards will be issued as Mastercard Small Business Cards. Existing cards will continue to work until April 1, 2026, when they will be permanently deactivated.
To continue using cards after this date, you must replace all existing cards before April 1, 2026.
What Is Changing
Beginning on January 14, 2026:
- New cards: All newly created physical and virtual cards are issued as Emburse Mastercard Small Business Cards.
- Existing cards: Cards created before this date continue to work until April 1, 2026.
- Deactivation: Any card not replaced by April 1, 2026, will stop working.
Why This Change Is Happening
Emburse is upgrading card programs to support:
- Enhanced security protections
- Improved tools for small business card management
- Access to Mastercard savings and partner programs
Who Is Affected
All admins and cardholders using physical or virtual Emburse Cards.
How This Affects You
You must replace each existing card that you want to continue using.
Important considerations:
- Budgets, limits, and restrictions do not carry over and must be reapplied to the new card.
- Recurring or autopay transactions must be updated with the new card number.
- Existing cards continue to function normally until April 1, 2026.
Replace Your Cards
When You Can Start
Starting on January 14, 2026, you can begin replacing existing cards and issuing new Emburse Mastercard Small Business Cards.
Steps
Repeat these steps for each card you plan to keep using:
- Log in to your Emburse Spend account.
-
Select Create Card from the Dashboard or Team Cards page. See Create and Assign Emburse Cards.
-
The cardholder must activate the new card. See Activate a Physical or Virtual Emburse Card.
Emburse Cards can only be activated by the cardholder. Admins cannot activate a card on someone's behalf. - Cancel the old card that it replaces. See Edit, Suspend, and Cancel Cards.
- Update any merchants or vendors that use the card for recurring charges.
Administrator Checklist: Complete Before April 1, 2026
- All existing cards have been replaced.
- Cards used for recurring payments have been updated with new card numbers.
- Required budgets, limits, and restrictions have been reapplied.
Any card not replaced by April 1, 2026, will no longer be active.
Mastercard Small Business Card Benefits
Safety and Security
Operational Efficiency
- Easy Savings Program
- Digital Doors
- Vendor discounts, including:
- QuickBooks
- TurboTax
- QuickBooks Payroll
- Zoho
- Microsoft
- Luminary
- Instacart Business